Electronic payment processing has become the preferred payment method for businesses of all types and consumers have come to expect it as an option. Since the convenience it provides comes at a cost that can vary widely, you want to get the best pricing and the most favorable terms you can from your merchant service provider. There are many pricing structures, additional (hidden) fees and negotiable terms that you need to know about to find the best and most economical solution for your business. You might think that what we offer can be found with any other merchant service provider. But at No Late Payments (NLP), we believe that everything from our principles to our products and services makes us different from the rest. We look at your individual payment processing needs before anything else. That way, we understand what your trying to achieve and can devise the solution that best meets your goals and budget. When you choose NLP, your representative will understand the dynamics of your business type and will educate and guide you to choose the right payment processing pricing structure, options and terms.
Our solution allows for;
- Over-the-Counter processing of credit and debit cards
- Online website payments including credit/debit cards and electronic checks
- Backoffice one time and recurring payments via credit/debit card and electronic check
- Payment Card Industry Data Security Standards (PCI DSS) ongoing security consulting
- Utility rate interchange flat rates for water, sewer, trash on Visa, MC, Discover
- Revenue Neutral Credit/Debit Card Processing – a convenience fee paid by the consumer covers all costs of payment processing (excluding hardware/swiper purchase)
- Lockbox Services: scanning, imaging & clearing of paper checks and payment stubs to the bank of your choice
- Interactive Voice Response payment system for 24/7 touchtone payments
- Custom website development including data field collection & validation.
- Billpay paper check interception from major national billpay providers like Ipay, Metavante, Checkfree, etc – for electronic remittance and ACH deposit into your bank.
- Custom data file import/export and formatting into CSV, TSV, XML, SQL, ODBC (and more) for integration and collaboration with your tax assessment/utility billing software or other vendors from website portals or lockbox data.